Maybe you’re already feeling the pinch, or perhaps you’re just preparing yourself for the day when the holiday bills arrive. Either way, bookmark this list of our best budget tips this year and you can start the new year with a game plan to get (or stay!) on track in 2015. Twenty ways to save money? (Image credits: HGTV; Leela Cyd; Kim Lucian; Jaime Kowal; Alexis Buryk; Shutterstock; Marcia Prentice; Jim Barber/Shutterstock; Tanya Lacourse; Kim Lucian; Claire Bock; Bethany Nauert; Jennifer Pade; Jacqueline Marque; Look! Demijohn as Change Jar; Chris Perez; Shutterstock; Dabney Frake) From December 21 through January 1 we are rounding up our favorite (and your favorite) posts from the past year.

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